How in the world do these money-making programs expect you to work tons of hours building up a new business while holding down your current job? Many just aren't practical. But I've found a program that is loaded with methods to get you into a new business while you are working at another job.
You can put in as little as 2 to 3 hours a week in your new business, and still bring in nice profits fairly quickly - often in just a week or two.
And once your business is bringing in enough income, you can quit your current job and focus full-time on your new business.
There's no limit on what you can make, and it is easier than ever to get started.
You'll learn how when checking out all the exciting details here.
Just look over on the right side and click on Earn 400 Dollars Per Referral
Larry Potter, Pres.
KIM-LAR INC.
847-872-4047
Showing posts with label kim-lar inc. Show all posts
Showing posts with label kim-lar inc. Show all posts
Thursday, March 26, 2009
Tuesday, December 30, 2008
Secrets to Advertising Your Business
So what are the secrets?
1. Have a basic landing page or website
If you do not have a decent looking website these days, you are missing out. It is like your own talking business card and is VERY important if you want to market something as people can view it on their own time. That's why the Home Seller Assist site created by John Alexander is rising so quickly in the rankings.
2. Watch what your competition is doing
Learn about your competition. If they are not successful then by all means do NOT do what they are doing, but if they are, then just do the same thing that they are doing if you can. Now this does not apply to Google Pay Per click because if you simply copy their ad, chances are that you will pay 3 times more than your competition if they know what they are doing. Pay Per Click is one of the hardest things to understand and you actually get penalized for not knowing how to do it right. Comes right out of your wallet!
3. Use Social Networking Sites Correctly
You can really advertise your business and get a lot of exposure using social sites such as this one, but you have to know how to use them correctly and unfortunately 98% of the members have no idea how to. Most people seem to think that blasting your advertisement to every member is the way to go, so they pound through the community posting on all of our pages just talking only about their business and giving their links and how you may get someone once in a while, that method usually just upsets people and they delete your comment and lose a little respect for you.
Learn how to do this correctly and you will see how successful of a method it can be.
John Alexander covered this on our last training call.
4. Read and Comment on Blogs
There are Blogs on the internet now that cover just about any category and topic that you could ever imagine. I have many that I read on a daily basis and in doing so, I have created MANY friends who always end up getting into the discussion about what I do for money and that is when and ONLY then that I even get into that. I don't just go to a Blog and throw out my link trying to sucker people into clicking on it. Would you not rather have people looking at your business who are really interested?
5. Advertise Locally
This is probably one of the most important of the 5 because it is the most effective. It is also the least used and probably has to do with why it is so effective. People seem to think that because their product or opportunity are global in scale that they need to always advertise nationally etc. but that could not be farther from the truth. One can place very cheap ads for the We Provide The Cash program in they free weekly papers in your area.
If you focus on your local market, you do not have as much competition and you will already have a commonality with your prospects because you will be from the same area. It is also better for meeting people locally and getting community exposure for your business which is VERY important!
1. Have a basic landing page or website
If you do not have a decent looking website these days, you are missing out. It is like your own talking business card and is VERY important if you want to market something as people can view it on their own time. That's why the Home Seller Assist site created by John Alexander is rising so quickly in the rankings.
2. Watch what your competition is doing
Learn about your competition. If they are not successful then by all means do NOT do what they are doing, but if they are, then just do the same thing that they are doing if you can. Now this does not apply to Google Pay Per click because if you simply copy their ad, chances are that you will pay 3 times more than your competition if they know what they are doing. Pay Per Click is one of the hardest things to understand and you actually get penalized for not knowing how to do it right. Comes right out of your wallet!
3. Use Social Networking Sites Correctly
You can really advertise your business and get a lot of exposure using social sites such as this one, but you have to know how to use them correctly and unfortunately 98% of the members have no idea how to. Most people seem to think that blasting your advertisement to every member is the way to go, so they pound through the community posting on all of our pages just talking only about their business and giving their links and how you may get someone once in a while, that method usually just upsets people and they delete your comment and lose a little respect for you.
Learn how to do this correctly and you will see how successful of a method it can be.
John Alexander covered this on our last training call.
4. Read and Comment on Blogs
There are Blogs on the internet now that cover just about any category and topic that you could ever imagine. I have many that I read on a daily basis and in doing so, I have created MANY friends who always end up getting into the discussion about what I do for money and that is when and ONLY then that I even get into that. I don't just go to a Blog and throw out my link trying to sucker people into clicking on it. Would you not rather have people looking at your business who are really interested?
5. Advertise Locally
This is probably one of the most important of the 5 because it is the most effective. It is also the least used and probably has to do with why it is so effective. People seem to think that because their product or opportunity are global in scale that they need to always advertise nationally etc. but that could not be farther from the truth. One can place very cheap ads for the We Provide The Cash program in they free weekly papers in your area.
If you focus on your local market, you do not have as much competition and you will already have a commonality with your prospects because you will be from the same area. It is also better for meeting people locally and getting community exposure for your business which is VERY important!
Wednesday, December 17, 2008
Change
By Zig Ziglar
Change can be good for you. In today's world of societal and corporate change, job security is a thing of the past. While we must face the fact that change is inevitable, we should also realize that many changes are positive and benefit both individuals and businesses.
Some things you can change and some you can't. You cannot change when you were born, where you were born, how you were born or to whom you were born. It's a fact that if you were born white you will stay white and if you were born black you will remain black.
It's a fact that you cannot change a single event that has already happened. You can't change one whisper of yesterday. Tomorrow, however, is an entirely different matter. If you're willing to change your thinking today, you can change your life and your living to make your tomorrows better and brighter.
Example: As a student at Yazoo City High School in Mississippi, table tennis was one of my favorite sports. Frankly, I could beat most of my buddies at that particular sport. Then a new kid came to town and he beat me regularly. I was using the old three-finger grip; he was using the new "handshake" grip. I felt that I was playing as well as I could with the grip I was using so I changed to the "handshake" grip. Initial results were disastrous. My buddies beat me like a drum. But after a couple of weeks I started winning and eventually was able to beat the "new kid in town." I'm convinced there was no way I could have done that without changing my grip, though I actually got worse at first.
Message: Analyze your situation. Have you gone as far as you can go and are you doing as well as you can with present procedures? If so, don't be afraid to take two steps back if it will enable you to move three steps forward. Make those changes and I'll SEE YOU AT THE TOP!
Zig Ziglar is a motivator and teacher. He is the author of 27 books and loved by millions of people world wide for his practical wisdom and his gift of hope.
To make a change now, we suggest you consider the Home Seller Assist program created by John Alexander, also known as We Provide The Cash, this system is sweeping the nation.
Change can be good for you. In today's world of societal and corporate change, job security is a thing of the past. While we must face the fact that change is inevitable, we should also realize that many changes are positive and benefit both individuals and businesses.
Some things you can change and some you can't. You cannot change when you were born, where you were born, how you were born or to whom you were born. It's a fact that if you were born white you will stay white and if you were born black you will remain black.
It's a fact that you cannot change a single event that has already happened. You can't change one whisper of yesterday. Tomorrow, however, is an entirely different matter. If you're willing to change your thinking today, you can change your life and your living to make your tomorrows better and brighter.
Example: As a student at Yazoo City High School in Mississippi, table tennis was one of my favorite sports. Frankly, I could beat most of my buddies at that particular sport. Then a new kid came to town and he beat me regularly. I was using the old three-finger grip; he was using the new "handshake" grip. I felt that I was playing as well as I could with the grip I was using so I changed to the "handshake" grip. Initial results were disastrous. My buddies beat me like a drum. But after a couple of weeks I started winning and eventually was able to beat the "new kid in town." I'm convinced there was no way I could have done that without changing my grip, though I actually got worse at first.
Message: Analyze your situation. Have you gone as far as you can go and are you doing as well as you can with present procedures? If so, don't be afraid to take two steps back if it will enable you to move three steps forward. Make those changes and I'll SEE YOU AT THE TOP!
Zig Ziglar is a motivator and teacher. He is the author of 27 books and loved by millions of people world wide for his practical wisdom and his gift of hope.
To make a change now, we suggest you consider the Home Seller Assist program created by John Alexander, also known as We Provide The Cash, this system is sweeping the nation.
Monday, December 15, 2008
7 things you must know about your customers:
1. Their Name- Nothing speaks to an individual faster than their first name. Use it to build your relationship with your customer.
2. What They've Purchased- If you know what your customers purchased in the past, you have a good idea what they will buy again. (And won't waste your time promoting products of little to no interest.)
3. How Often They Purchase- Individuals who buy rarely from you may need additional encouragement? Whereas, consistent customers may not need extra sales pitches, but might benefit from a newsletter or coupon.
4. How Much They Spend (on average)- Why spend precious time pitching products to customers that they can't afford? It might embarrass your customer, shows your lack of personal interest, and may cause customers to lose interest.
5. The Last Time They Purchased- Have you lost a customer without even knowing it? Who's still loyal? Who has strayed (and needs to be brought back)?
6. Each Interaction You've Had With Them- Documentation is important for obvious reasons. But being able to "recall" previous conversations will make your customer feel important and appreciated.
7. How They Feel About Your Business- Feedback from your customers is the best way to improve your products/services, meet your customers needs, and attract more customers.
Note: Remembering each of your customers and all of these details about them is impossible. Be sure to keep an accurate database that can easily store and retrieve this information for you--and make you look like a star to your customers!
2. What They've Purchased- If you know what your customers purchased in the past, you have a good idea what they will buy again. (And won't waste your time promoting products of little to no interest.)
3. How Often They Purchase- Individuals who buy rarely from you may need additional encouragement? Whereas, consistent customers may not need extra sales pitches, but might benefit from a newsletter or coupon.
4. How Much They Spend (on average)- Why spend precious time pitching products to customers that they can't afford? It might embarrass your customer, shows your lack of personal interest, and may cause customers to lose interest.
5. The Last Time They Purchased- Have you lost a customer without even knowing it? Who's still loyal? Who has strayed (and needs to be brought back)?
6. Each Interaction You've Had With Them- Documentation is important for obvious reasons. But being able to "recall" previous conversations will make your customer feel important and appreciated.
7. How They Feel About Your Business- Feedback from your customers is the best way to improve your products/services, meet your customers needs, and attract more customers.
Note: Remembering each of your customers and all of these details about them is impossible. Be sure to keep an accurate database that can easily store and retrieve this information for you--and make you look like a star to your customers!
Monday, December 8, 2008
Proof of Funds Letters!
Yes, as Platinum Member of HSA, you are entitled to use our Investor’s Private Funds.
Cost to use the funds is 1% plus $300
The fee is paid out of closing!
Which means Nothing is paid uprfront and there are No CREDIT checks!
Now as you may already know, Banks won’t consider your offer on
Short Sales or REO’s without a “Proof of Funds” Letter.
This is the part that stops most investors dead in their tracks…until now.
Here’s a 2 minute video on how to obtain and print out as many of your Proof of Funds Letters as you need:
Click Here for 2 Minute Video!
If you are not a Platinum member yet, visit us at:
http://www.FUNDSFORSHORTSALES.COM
and find out how you can be flipping short sales and
REO homes using NO CREDIT AND NO CASH!
Make sure you sign up for the FREE 30 Day Trial!
It’s time to think big…really BIG!
Larry Potter
Home Seller Assist
847-872-4047
Saturday, December 6, 2008
Anatomy of YOUR Future!
How can you conquer old beliefs about yourself so that...
the promotion you've been wanting could actually fall into your lap?
you could drop the 20 pounds you've been stuck with for the last 2 years?
your bank account could finally be larger than your credit card bill?
your partner in life could actually show up as your partner in life?
Sometimes, all it takes is looking at yourself from a different perspective – one without past mistakes, losses and disagreements. Sometimes it takes living in this moment and a coach who can help you stand in the present and create the future from now... instead of looking at it through the eyes of the past.
It really IS possible to can clear out those old barriers to success and start creating the future of your dreams.
EVERY moment is a new possibility – start living that way NOW!
Consider looking at the Home Seller Assist program created by John Alexander.
You won't be sorry!!!
the promotion you've been wanting could actually fall into your lap?
you could drop the 20 pounds you've been stuck with for the last 2 years?
your bank account could finally be larger than your credit card bill?
your partner in life could actually show up as your partner in life?
Sometimes, all it takes is looking at yourself from a different perspective – one without past mistakes, losses and disagreements. Sometimes it takes living in this moment and a coach who can help you stand in the present and create the future from now... instead of looking at it through the eyes of the past.
It really IS possible to can clear out those old barriers to success and start creating the future of your dreams.
EVERY moment is a new possibility – start living that way NOW!
Consider looking at the Home Seller Assist program created by John Alexander.
You won't be sorry!!!
Thursday, December 4, 2008
The Lesser of Two Evils Technique
Here are the basic steps:
1. Come up with two options for your prospect. Make sure there are logical arguments for both alternatives - but also make that sure the one you prefer is the "Lesser of Two Evils."
2. When you present the options to your prospect, start with the "greater" evil. That way, when you present the option you want him to choose, he will perceive it to be the one he wants.
3. If you've done a good job of making your case, the prospect will make the decision you want him to make almost immediately. If he doesn't jump on it right away, don't try to pressure him. Just sit back and be patient. Remember, the effectiveness of this technique is based on the fact that, psychologically, people like to feel that they are in control of their own decisions. If you push them, it's likely to backfire.
Persuading people to make the choices you want them to make isn't easy. However, if done right, the Lesser of Two Evils approach almost always works. The icing on the cake is that the people you use it with will be happy with the decisions they made "on their own."
Attend Our Call This Evening At 7pm - Central
CONFERENCE CALL:
Dial-In #: 1-218-486-7200
Bridge# 702483
1. Come up with two options for your prospect. Make sure there are logical arguments for both alternatives - but also make that sure the one you prefer is the "Lesser of Two Evils."
2. When you present the options to your prospect, start with the "greater" evil. That way, when you present the option you want him to choose, he will perceive it to be the one he wants.
3. If you've done a good job of making your case, the prospect will make the decision you want him to make almost immediately. If he doesn't jump on it right away, don't try to pressure him. Just sit back and be patient. Remember, the effectiveness of this technique is based on the fact that, psychologically, people like to feel that they are in control of their own decisions. If you push them, it's likely to backfire.
Persuading people to make the choices you want them to make isn't easy. However, if done right, the Lesser of Two Evils approach almost always works. The icing on the cake is that the people you use it with will be happy with the decisions they made "on their own."
Attend Our Call This Evening At 7pm - Central
CONFERENCE CALL:
Dial-In #: 1-218-486-7200
Bridge# 702483
Tuesday, December 2, 2008
If you missed the Live Webcast...
...where we introduced the new Asset Finder Program.
We recorded the best parts and will make it
available for your viewing for the next 24 hours at this link...
http://publichsa.s3.amazonaws.com/hsaasset_finders_program_overview.mp4
It's 6 minutes you don't want to miss. To get in on the live
training for this new program join the Platinum level here.
This training will take place on Wed evening at 8:30pm-Central
If the link doesn't open, copy and paste it into your browser and click enter.
Larry Potter, Pres.
KIM-LAR INC
We recorded the best parts and will make it
available for your viewing for the next 24 hours at this link...
http://publichsa.s3.amazonaws.com/hsaasset_finders_program_overview.mp4
It's 6 minutes you don't want to miss. To get in on the live
training for this new program join the Platinum level here.
This training will take place on Wed evening at 8:30pm-Central
If the link doesn't open, copy and paste it into your browser and click enter.
Larry Potter, Pres.
KIM-LAR INC
We Buy Non-Performing Assets
Get Rid of Non-Performing Assets Now
...We have billions to buy your non-performing assets...
Simply send a spreadsheet of your portfolio...
...Mortgage loans, car loans...
Credit card debt, installment loans....
...Our hedgefunds are looking to buy now...
Contact Larry Potter Now At lpotter33@gmail.com
Thursday, November 20, 2008
Are Your Subject Lines Getting Short Shrift?
If you’re like most marketers, you may not be paying enough attention to your subject lines.
According to an EROI survey, three-fourths of marketers try to make sure their subject lines are relevant to the content of the e-mail. Half of marketers try to keep their subject lines short. But only one quarter of marketers test their subject lines regularly.
According to an EROI survey, three-fourths of marketers try to make sure their subject lines are relevant to the content of the e-mail. Half of marketers try to keep their subject lines short. But only one quarter of marketers test their subject lines regularly.
What’s the big deal? After all, the subject line is such a small bit of copy in the greater scheme of things… But you might want to reconsider how much time you devote to this little headline.
The fact is, your subject line could make the difference between whether your customer reads your sales letter… or sends your e-mail straight to her trash folder.
And if your customer isn’t reading your sales copy, you’ve just lost a potential sale.
How can you make your subject lines appealing to your readers?
You can find plenty of ideas about how to make subject lines stronger. But the only way to REALLY KNOW what’s working is to test.
Split your e-mail list into two parts. (This works best if you have a list of 100,000 or more.) Send the exact same e-mail to your entire list - but send one subject line to half your list, and another subject line to the other half.
And measure your results. Find out how many of your subscribers are opening your e-mails. Look for patterns. Do short subject lines have a higher open rate than long subject lines? Do questions get people to open their e-mails more frequently? Does using someone’s name influence open rates? Then test your assumptions and increase your Home Seller Assist
reponses.
If you’re not testing your subject lines, you could be missing out on hundreds - even thousands - of potential sales.
Tuesday, November 18, 2008
Power-Packed Headline
Every part of your sales message is important. Your opening is crucial. Your presentation of product benefits ... of proof and credibility elements ... of the offer and premiums ... of your guarantee ... and of your closing "ask-for-the-sale" copy are all critical.
But of all the things you do to produce a sale, nothing equals your headline when it comes to pushing response through the roof. In my 33 years in this business, I've seen great new headlines produce 25%, 35%, even 45% lifts in response and ROI.
Why are heads so important? Two reasons:
First, your headline is the demurely raised eyebrow ... the whisper in the ear ... the tap on the shoulder ... or the shrieking air raid horn (remember those?) that makes it impossible for your prospect to look at anyone but you. (More precisely, at anyone's ad but yours.)
Second, your headline is the gateway to your sales copy. It is what persuades your prospect to read your sales message.
When you study the most effective headlines ever written, you can't help but notice that they accomplish these twin tasks by offering the reader a BRIBE - a strong benefit in exchange for reading the sales message.
Whether explicit or implicit, shouted or whispered, the best heads you'll ever read - or write - will be a proposed transaction: "Read this ... and this very specific, very wonderful thing will happen for you."
Allow me to show you three of the most powerful headline techniques ever - approaches that have produced huge winners for the big shots (and, yes, for me too).
1. Pure benefit headlines present only the primary practical benefit offered by the product.
"Who else wants a whiter wash- with no hard work?"
Once upon a time, pure benefit headlines were all the rage. And they worked. But today's prospects are being offered identical benefits by dozens, scores, or hundreds of competing advertisers.
Unless the benefit you're offering is truly unique - or presented in a very unique and intriguing way - you'll need to do more than just present or imply a benefit.
Here's how John Carlton turned a benefit head into something absolutely unique, and made his ad a must-read:
"Amazing Secret Discovered by One-Legged Golfer Adds 50 Yards to Your Drives, Eliminates Hooks and Slices... and Can Slash Up to 10 Strokes From Your Game Almost Overnight"
2. Pure emotion heads directly address the emotional need, frustration, or fear that the product's primary benefit addresses - only hinting at the practical benefit.
"Tell The 'Health Police' To Take A Flying Leap – And Return To Life's GUILTIEST PLEASURES!"
Pure emotion heads have worked very well for me. But ONLY when they are followed immediately with a strong presentation of the benefits that are being promised.
3. Combined benefit/emotion heads present the product's chief benefit and either imply or state the emotional payoff for the reader.
"Laugh All The Way To The Gas Pump!How rising gas prices can make you up to 307% richer in 2006"
Regardless of whether your headline is pure benefit, pure emotion, or a combination of the two, there are dozens of ways to give it greater selling power.
Here are a few ...
Present a proposition: Great propositions make a statement that the reader already believes and tantalize him with the implications of that statement.
"For every illness, there is a country where it simply doesn't exist ..."
Propose a transaction: Transaction heads add credibility to your promised benefit by disclosing that you're asking something from the reader in return.
"Read This Now ...Or Kiss Your Money GOODBYE!"
Use specificity to create credibility: Include specific facts or connect your headline to a current news event.
"1,384 'ENRONS' Are NowRacing Toward BANKRUPTCY"
Get the prospect's natural curiosity working for you: Intrigue and curiosity heads tease the benefit or begin the conversation by telling a fascinating story.
"How I Made a Fortune With a Fool Idea"
Try this. Sit down with a headline you're working on now and ask yourself these six questions:
1. Does your headline offer the reader a reward for reading your sales copy?
2. What specifics could you add to make your headline more intriguing and believable?
3. Does your headline trigger a strong, actionable emotion the reader already has about the subject at hand?
4. Does your headline present a proposition that will instantly get your prospect nodding his or her head?
5. Could your headline benefit from the inclusion of a proposed transaction?
6. Could you add an element of intrigue to drive the prospect into your opening copy?
Spend 15 minutes on it ... and I'll bet you come up with something great!
But of all the things you do to produce a sale, nothing equals your headline when it comes to pushing response through the roof. In my 33 years in this business, I've seen great new headlines produce 25%, 35%, even 45% lifts in response and ROI.
Why are heads so important? Two reasons:
First, your headline is the demurely raised eyebrow ... the whisper in the ear ... the tap on the shoulder ... or the shrieking air raid horn (remember those?) that makes it impossible for your prospect to look at anyone but you. (More precisely, at anyone's ad but yours.)
Second, your headline is the gateway to your sales copy. It is what persuades your prospect to read your sales message.
When you study the most effective headlines ever written, you can't help but notice that they accomplish these twin tasks by offering the reader a BRIBE - a strong benefit in exchange for reading the sales message.
Whether explicit or implicit, shouted or whispered, the best heads you'll ever read - or write - will be a proposed transaction: "Read this ... and this very specific, very wonderful thing will happen for you."
Allow me to show you three of the most powerful headline techniques ever - approaches that have produced huge winners for the big shots (and, yes, for me too).
1. Pure benefit headlines present only the primary practical benefit offered by the product.
"Who else wants a whiter wash- with no hard work?"
Once upon a time, pure benefit headlines were all the rage. And they worked. But today's prospects are being offered identical benefits by dozens, scores, or hundreds of competing advertisers.
Unless the benefit you're offering is truly unique - or presented in a very unique and intriguing way - you'll need to do more than just present or imply a benefit.
Here's how John Carlton turned a benefit head into something absolutely unique, and made his ad a must-read:
"Amazing Secret Discovered by One-Legged Golfer Adds 50 Yards to Your Drives, Eliminates Hooks and Slices... and Can Slash Up to 10 Strokes From Your Game Almost Overnight"
2. Pure emotion heads directly address the emotional need, frustration, or fear that the product's primary benefit addresses - only hinting at the practical benefit.
"Tell The 'Health Police' To Take A Flying Leap – And Return To Life's GUILTIEST PLEASURES!"
Pure emotion heads have worked very well for me. But ONLY when they are followed immediately with a strong presentation of the benefits that are being promised.
3. Combined benefit/emotion heads present the product's chief benefit and either imply or state the emotional payoff for the reader.
"Laugh All The Way To The Gas Pump!How rising gas prices can make you up to 307% richer in 2006"
Regardless of whether your headline is pure benefit, pure emotion, or a combination of the two, there are dozens of ways to give it greater selling power.
Here are a few ...
Present a proposition: Great propositions make a statement that the reader already believes and tantalize him with the implications of that statement.
"For every illness, there is a country where it simply doesn't exist ..."
Propose a transaction: Transaction heads add credibility to your promised benefit by disclosing that you're asking something from the reader in return.
"Read This Now ...Or Kiss Your Money GOODBYE!"
Use specificity to create credibility: Include specific facts or connect your headline to a current news event.
"1,384 'ENRONS' Are NowRacing Toward BANKRUPTCY"
Get the prospect's natural curiosity working for you: Intrigue and curiosity heads tease the benefit or begin the conversation by telling a fascinating story.
"How I Made a Fortune With a Fool Idea"
Try this. Sit down with a headline you're working on now and ask yourself these six questions:
1. Does your headline offer the reader a reward for reading your sales copy?
2. What specifics could you add to make your headline more intriguing and believable?
3. Does your headline trigger a strong, actionable emotion the reader already has about the subject at hand?
4. Does your headline present a proposition that will instantly get your prospect nodding his or her head?
5. Could your headline benefit from the inclusion of a proposed transaction?
6. Could you add an element of intrigue to drive the prospect into your opening copy?
Spend 15 minutes on it ... and I'll bet you come up with something great!
Getting from where you are now to where you want to be requires a ...
... specific (but simple) strategy:
Decide what you want your life to be (more free time, better financial picture, etc)
Be willing to start from where you are with your situation as it is now (you can't start from anywhere else)
Be willing to learn from others who have walked the path before you (this speeds things up)
Take actions when you can. If that's a little now it's completely OK as long as you seize opportunities when you have them to do more when the chance arises.
THAT is the single path that will take you where you want to go next.
Those who get off this path won't arrive anywhere they want to actually be, and they often struggle for much of their lives because of it.
Some people love to try to make this a lot more complicated but it really isn't complicated.
The path to success is narrow.
It is aligned with signs all pointing in the same direction.
The other paths you can choose to take lead to poverty... both financial poverty and emotional poverty as well (these are the paths of distraction, worry, blame, regret, being a victim, confusion, overwhelm, indecision and the list goes on).
These paths to poverty are covered with conflicting signs and thickets... they all lead to endless struggle.
So, stay the course based on what you want to achieve in YOUR life.
And don't forget the Home Seller Assist webcast hosted by John Alexander each
Tues and Wed at 8pm - Eastern.
Register Now!
Decide what you want your life to be (more free time, better financial picture, etc)
Be willing to start from where you are with your situation as it is now (you can't start from anywhere else)
Be willing to learn from others who have walked the path before you (this speeds things up)
Take actions when you can. If that's a little now it's completely OK as long as you seize opportunities when you have them to do more when the chance arises.
THAT is the single path that will take you where you want to go next.
Those who get off this path won't arrive anywhere they want to actually be, and they often struggle for much of their lives because of it.
Some people love to try to make this a lot more complicated but it really isn't complicated.
The path to success is narrow.
It is aligned with signs all pointing in the same direction.
The other paths you can choose to take lead to poverty... both financial poverty and emotional poverty as well (these are the paths of distraction, worry, blame, regret, being a victim, confusion, overwhelm, indecision and the list goes on).
These paths to poverty are covered with conflicting signs and thickets... they all lead to endless struggle.
So, stay the course based on what you want to achieve in YOUR life.
And don't forget the Home Seller Assist webcast hosted by John Alexander each
Tues and Wed at 8pm - Eastern.
Register Now!
Friday, November 14, 2008
Mortgage Marketing That Gives You a Competitive Edge
Are you at a loss on how your mortgage marketing can get a larger number of real estate agent referrals? You are not the only one. It is getting harder for loan officers to convince real estate agents to refer their buyers, not to mention getting them to recommend you to other agents.How are some loan officers getting such noticeable results? Their secret is consistent - they have loyalty from a handful of realtors. They always make it sound so easy too. "All you have to do is meet a few good realtors and treat them right." This is tough to do when realtors change lenders as often as they do. So how can you establish this kind of loyalty?
Is your marketing focused on the agent? You may think your mortgage marketing is terrific, but it is probably not focused tightly enough on agents. Your marketing needs to make the very best first impression, and most agents only care how much you can help them solve their problems. If you want agents to send clients your way, you are going to have to refocus on their needs.
Remember that you are in a service business, not a sales business. There is a significant difference between service and sales, and this difference greatly affects how your mortgage marketing should work. You have to understand an agent's problems before you can offer solutions.
If you are offering a promise of high-quality customer service to real estate agents, then there are two reasons why your message may not be getting through. First, real estate agents hear these kinds of messages all the time. When you are exposed to the same message again and again, the natural inclination is to simply ignore the message.
Second, agents have probably heard this promise from loan officers in the past and it wasn't delivered. Agents are getting frustrated with the declining professionalism in the industry today, and are less likely to trust loan officers as a result. You may have every intention of honoring your promises, but are still being ignored due to your competition's behavior.
Great loan officers close loans on time and provide high quality service, and although that's exactly what an agent wants, it is not enough to make you stand out. So how can you get your services across to them? Your service is not a tangible product, but the aim of good mortgage marketing is to make it tangible in their minds. It is always better to show them than to tell them.
If an agent gets to experience your quality of service firsthand, they are more likely to believe your promise of customer service for their clients. If you had a mortgage marketing system that promoted your service at every step of the process, this would make matters much easier. If you can spend more time on the things you do well, you can make more money and stop stressing out about your marketing strategy.
Jeffrey Nelson helps loan officers increase loan originations by getting referrals from real estate agents.
Click here to get a free Video Book. It shows Jeffrey's exclusive marketing solution for getting clients from real estate agents in as little as 30 days.
Visit us at http://www.agentmagnet.com/
Article Source: http://EzineArticles.com/?expert=Jeffrey_Nelson
Tuesday, November 11, 2008
Relief Starts to Trickle to Troubled Homeowners
Starting December 15, Fannie Mae and Freddie Mac, the huge, government-controlled mortgage underwriters, will sponsor various kinds of relief to homeowners at risk of foreclosure. Here are some of the requirements eligible borrowers must meet:
Be at least three months behind on their mortgage payments
Owe the bank at least 90 percent of what the home is worth
Live in the home as a primary residence
Not be in bankruptcy
Be able to prove that they're not just trying to skip out on the loan
For those who qualify, banks could agree to lower the interest rate or extend the life of the loan in order to lower monthly payments and make the mortgage more affordable. But many troubled borrowers will still fall outside the new safety net, for a variety of reasons. Here's who is most likely to benefit:
Homeowners with decent income.
A new federal standard calls for the typical monthly mortgage payment to be no more than 38 percent of household income. Which means you have to have some income to start with.
At IndyMac, the California bank the FDIC took over this summer, an aggressive loan workout program has helped some struggling borrowers lower their monthly payment by an average of about $380. That might make a difference for working families just starting to slip under water or borrowers who could afford the payments under a low, introductory rate but are now struggling under a much higher reset rate. But it probably won't help people who have been laid off or whose income has fallen significantly. And so far, the feds are being careful not to forgive portions of a loan outright.
Borrowers who badger their bank. Government regulators say that one of the barriers to helping some of the most troubled homeowners is finding them—mainly because they don't seek help where it's available. So people who think they might qualify for a mortgage modification shouldn't wait for their bank to contact them: They should beat a path to the bank and demand help. And if it's not forthcoming right away, ask again.
People with their paperwork in order. One of the reasons it's taken so long to get a program in place to help homeowners is the potential for fraud and abuse. Regulators are trying to be careful that flippers, speculators, and people who can pay their mortgage but just want to wriggle out of their loans don't game the system. So anybody who shows up asking for a workout is likely to undergo a white-glove inspection. You'll have to prove that you work and live where you say you do, you're not juggling a portfolio of properties, and you're really in financial distress. The days of undocumented "no-doc" loans are long gone.
Borrowers with a loan held by the issuing bank. Unfortunately, this cuts out a lot of homeowners—and there's practically nothing they can do about it. Over recent years, the majority of mortgages have not been held by the bank that made the initial loan. Instead, they've been transmogrified into complex securities and sold to investors all over the world—a big contributor to the overall housing bust.
Be at least three months behind on their mortgage payments
Owe the bank at least 90 percent of what the home is worth
Live in the home as a primary residence
Not be in bankruptcy
Be able to prove that they're not just trying to skip out on the loan
For those who qualify, banks could agree to lower the interest rate or extend the life of the loan in order to lower monthly payments and make the mortgage more affordable. But many troubled borrowers will still fall outside the new safety net, for a variety of reasons. Here's who is most likely to benefit:
Homeowners with decent income.
A new federal standard calls for the typical monthly mortgage payment to be no more than 38 percent of household income. Which means you have to have some income to start with.
At IndyMac, the California bank the FDIC took over this summer, an aggressive loan workout program has helped some struggling borrowers lower their monthly payment by an average of about $380. That might make a difference for working families just starting to slip under water or borrowers who could afford the payments under a low, introductory rate but are now struggling under a much higher reset rate. But it probably won't help people who have been laid off or whose income has fallen significantly. And so far, the feds are being careful not to forgive portions of a loan outright.
Borrowers who badger their bank. Government regulators say that one of the barriers to helping some of the most troubled homeowners is finding them—mainly because they don't seek help where it's available. So people who think they might qualify for a mortgage modification shouldn't wait for their bank to contact them: They should beat a path to the bank and demand help. And if it's not forthcoming right away, ask again.
People with their paperwork in order. One of the reasons it's taken so long to get a program in place to help homeowners is the potential for fraud and abuse. Regulators are trying to be careful that flippers, speculators, and people who can pay their mortgage but just want to wriggle out of their loans don't game the system. So anybody who shows up asking for a workout is likely to undergo a white-glove inspection. You'll have to prove that you work and live where you say you do, you're not juggling a portfolio of properties, and you're really in financial distress. The days of undocumented "no-doc" loans are long gone.
Borrowers with a loan held by the issuing bank. Unfortunately, this cuts out a lot of homeowners—and there's practically nothing they can do about it. Over recent years, the majority of mortgages have not been held by the bank that made the initial loan. Instead, they've been transmogrified into complex securities and sold to investors all over the world—a big contributor to the overall housing bust.
Sunday, November 9, 2008
3 top reasons someone will open an email you sent
They have an established relationship with the sender.
If email recipients know who their emails are from, they're more likely to open them, with 65% of recipients saying the "From" line is the most compelling reason for them to open their opt-in emails. And 74% of recipients said that if the email was from "a brand I know and trust" they were more likely to respond to it.
The offer is relevant to their needs.
You need to know your target audience and tailor the content of your emails to meet their needs. The most important factor in generating a response is offering a product that they wanted at the time (83%).
To make sure your offers are timely, create separate campaigns for each segment of your audience (e.g., newsletter subscribers and people who have purchased from you before).
The email offers a good price on something they want.
Price is important in most online transactions: offers of free shipping and discounted prices in the subject lines of emails are more likely to compel recipients to open them.
Email is one of your most potent sales generators -- but only if your emails are getting opened.
It's worth your time to build your credibility by offering lots of value in your regular emails, and study your market to understand their wants and needs.
Then, when you send out that promotional email about the Home Seller Assist program created by John Alexander, you know it's something they'll open with no hesitation.
Saturday, November 8, 2008
Staying Focused on Your Goals
I encourage you to take action on whatever goals you have set for yourself. Acquiring any kind of knowledge is worthwhile. Yet, that knowledge is absolutely worthless unless you use it to develop a plan, take action, and channel that action into success.
A good approach is to use the following formula:
1. Dedicate 25 percent of your allotted time to studying.
2. Dedicate 25 percent of your allotted time to observing.
3. Dedicate 50 percent of your allotted time to DOING!
And I think you'll find that the DOING part of the formula is integral to the studying and observing. This works great with the Home Seller Assist program created by John
Alexander and if you will work it continously, you'll succeed!
A good approach is to use the following formula:
1. Dedicate 25 percent of your allotted time to studying.
2. Dedicate 25 percent of your allotted time to observing.
3. Dedicate 50 percent of your allotted time to DOING!
And I think you'll find that the DOING part of the formula is integral to the studying and observing. This works great with the Home Seller Assist program created by John
Alexander and if you will work it continously, you'll succeed!
Friday, November 7, 2008
Rural Areas
Below is the site for the Rural areas that may qualify that
Paul mentioned in our conference call on 11/07/08
which should be up on this site shortly.
It also has additional information on DTI , income ceiling etc.
http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do
Paul mentioned in our conference call on 11/07/08
which should be up on this site shortly.
It also has additional information on DTI , income ceiling etc.
http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do
Wednesday, November 5, 2008
Advantages From Bank Foreclosures For Sale
Usually the bank owned property is also called Real Estate Owned property. This is the property which has actually undergone the process of foreclosure due to negligible bids and for this reason it is returned back to the bank. Bank foreclosures for sale provide you some eminent options for investment where you can gain a lot of profit.
The first time buyers can start with very low investment and the people who want to invest in bank foreclosures; there is nothing much better than this. So investors can easily invest in this property and enhance your source of income.
When a mortgage loan is subsidized by a bank to a homeowner and he is not able to make payments then the property is taken back by the bank through the process of foreclosure. On the first default on the installment, the bank sends a "Notice of Default" to make the owner aware of the fact that his property is undergoing foreclosure. Then a legal proceeding is performed with a court order called "Right of Redemption" by which the asset of the owner is sold at an auction.
Bank Foreclosures for Sale are those assets that have already undergone foreclosure and have been returned back to the bank on negligible bids being put up. The opening bid is, generally, kept as the outstanding balance of the mortgage loan. If the successful bidder puts a big offer then the bank is highly profited and if the bid is less than the outstanding loan then the property is given back to the bank.
Now-a-days there are numerous bank foreclosures for sale, to choose from because the rate of foreclosures have increased up to forty percent, from last two years.
When the banks have a huge inventory of bank foreclosures, it gives us an idea about the bad lending judgments made by the bank and the banks never want to spoil the picture in the market. Moreover the banks want to recuperate the money back that was lost in bank foreclosures, their maintenance, taxes, insurance and lot more. So due to such reasons the bank put up bank foreclosures for sale and sells these assets at very low prices. At this moment, the bank tries to get rid of the bank foreclosures, which proves to be very beneficial for buyers and investors.
Now-a-days internet is providing an unproblematic access to different websites that are providing large databases which comprise of various bank foreclosures for sale. The best part of surfing these websites is that the catalog including the latest bank foreclosures for sale is updated twice in a day, for the better convenience of buyers and investors. Just add your name as well as identification details at the website and enjoy the easy access. From these websites you can easily upload all the newest bank foreclosures for sale and furthermore, you can join in the live auctions. So freely search foreclosure databases from these websites and step forward in making a better living.
Article Source: http://EzineArticles.com/?expert=Kevin_Simpson
by Kevin Simpson
The first time buyers can start with very low investment and the people who want to invest in bank foreclosures; there is nothing much better than this. So investors can easily invest in this property and enhance your source of income.
When a mortgage loan is subsidized by a bank to a homeowner and he is not able to make payments then the property is taken back by the bank through the process of foreclosure. On the first default on the installment, the bank sends a "Notice of Default" to make the owner aware of the fact that his property is undergoing foreclosure. Then a legal proceeding is performed with a court order called "Right of Redemption" by which the asset of the owner is sold at an auction.
Bank Foreclosures for Sale are those assets that have already undergone foreclosure and have been returned back to the bank on negligible bids being put up. The opening bid is, generally, kept as the outstanding balance of the mortgage loan. If the successful bidder puts a big offer then the bank is highly profited and if the bid is less than the outstanding loan then the property is given back to the bank.
Now-a-days there are numerous bank foreclosures for sale, to choose from because the rate of foreclosures have increased up to forty percent, from last two years.
When the banks have a huge inventory of bank foreclosures, it gives us an idea about the bad lending judgments made by the bank and the banks never want to spoil the picture in the market. Moreover the banks want to recuperate the money back that was lost in bank foreclosures, their maintenance, taxes, insurance and lot more. So due to such reasons the bank put up bank foreclosures for sale and sells these assets at very low prices. At this moment, the bank tries to get rid of the bank foreclosures, which proves to be very beneficial for buyers and investors.
Now-a-days internet is providing an unproblematic access to different websites that are providing large databases which comprise of various bank foreclosures for sale. The best part of surfing these websites is that the catalog including the latest bank foreclosures for sale is updated twice in a day, for the better convenience of buyers and investors. Just add your name as well as identification details at the website and enjoy the easy access. From these websites you can easily upload all the newest bank foreclosures for sale and furthermore, you can join in the live auctions. So freely search foreclosure databases from these websites and step forward in making a better living.
Article Source: http://EzineArticles.com/?expert=Kevin_Simpson
by Kevin Simpson
Monday, November 3, 2008
Transition Into Your New Business
How in the world do these money-making programs expect you to work tons of hours building up a new business while holding down your current job? Many just aren't practical. But I've found a new program that is loaded with methods to get you into a new business while you are working at another job.
You can put in as little as 2 to 3 hours a week in your new business, and still bring in nice profits fairly quickly - often in just a week or two. And once your business is bringing in enough income, you can quit your current job and focus full-time on your new business.
There's no limit on what you can make, and it is easier than ever to get started.
There is, however, a limit on how many people can attend the live webcast before the server cuts you out.
You'll learn why when checking out all the exciting details here.
You can put in as little as 2 to 3 hours a week in your new business, and still bring in nice profits fairly quickly - often in just a week or two. And once your business is bringing in enough income, you can quit your current job and focus full-time on your new business.
There's no limit on what you can make, and it is easier than ever to get started.
There is, however, a limit on how many people can attend the live webcast before the server cuts you out.
You'll learn why when checking out all the exciting details here.
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